Lay-Buy a Layway Program
Lay-Buy makes it easy for you to buy the products and services that you need by paying for them via a down payment and monthly instalments.
How it Works
AFFORDABLE: Our calculator allows you to select the down payment you can afford to today and the amount of months you need to pay off the product.
CONVENIENCE: Payments are automatically setup between you and the seller with no manual payments by either party.
FLEXIBLE: You can settle a Lay-Buy order earlier at any given time.
CHOICE: The buyer gets to select the down-payment % they wish to pay immediately, and how many months they want the Lay-Buy to run for.
FAQs
Customer is presented with a dropdown to select the down-payment they want to pay the minimum is 25%.
Customer is presented with a dropdown to select how many monthly instalments. At the moment we offer 2 months.
No interest charges ever
Customer receives their jewelry after their final payment is submitted.
Lay-buy instalment payments are auto-paid from your linked card in your PayPal setup
Yes - please contact store to revise payment plan.
When a Lay-Buy is cancelled by buyer, We will refund all money paid within 14 days minus a a 10% down-payment.
Yes, you can login to your PayPal account – go to settings >> payments >> pre-approved payments.
Terms and Conditions:
PUT IT ON LAY BUY
The below makes up the Terms & Conditions for any Lay-Buy transactions entered
into: 1. Cancellation of Lay-Buy by Seller The seller under a Lay-Buy must not
cancel it unless – a) The buyer breaches a term of the Lay-Buy; or b) The
seller stops trading2. Cancellation of Lay-Buy by Buyer The buyer may cancel
their Lay-Buy order at any time prior to delivery of products and on delivery
of products if the products are damaged by so advising seller in writing or if seller
agrees, orally. 3. Effect of Cancellation Subject to the above, when a Lay-Buy
is cancelled by buyer, Seller must refund all money paid within 14 days less a
10% down-payment. 4. Service Fee Seller shall not charge the customer any
interest charges, membership fee or service fee on any Lay-Buy sales
transaction. Lay-Buy Financial Solutions Pty Ltd trading as www.lay-buys.com
charges a once-off admin fee, with the amount displayed to customers at
checkout. The buyer will pay this amount to Lay-Buys at checkout at time of
paying the down payment. This fee is an admin fee and is therefore not
refundable. 5. Delivery The seller will only fulfil order and deliver the
product/s after receiving the final instalment payment for all Lay-Buy orders.
